Free real estate calculator

Buy Rental vs Pay Down Debt Calculator

Compare rental equity, debt payoff, cash flow, and ending net worth over the same projection window.

Inputs

Current capital

Debt payoff target

Rental purchase

Recommendation

Buy rental

Net worth delta

$191,655

Cash needed

$55,000

Rental purchase

Today

Current shortfall

$0

Buy Rental

Ending net worth

$400,370

Ending debt

$253,211

Monthly cash flow

$669

Rental equity

$182,962

Interest paid

$200,884

Debt payoff

Not paid off

Pay Down Debt

Ending net worth

$208,714

Ending debt

$0

Monthly cash flow

$900

Rental equity

$0

Interest paid

$6,244

Debt payoff

Year 3, month 11

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